Cases / Visually Impaired Customer Sues Major Bank Over Inaccessible Online Banking

Visually Impaired Customer Sues Major Bank Over Inaccessible Online Banking

A major federal lawsuit against a prominent U.S. bank regarding inaccessible online banking services for visually impaired customers.

Case Background

In 2022, Linda Roberts, a visually impaired woman from New York, filed a federal lawsuit against Bank of America, one of the largest banking institutions in the United States. Linda, who uses screen reader technology, was unable to access her bank account, review transactions, or pay bills through the bank’s website and mobile app. The lawsuit alleged violations of **Title III of the ADA** and **Section 508 of the Rehabilitation Act**.

The case was filed in the Southern District of New York, arguing that banks are public accommodations under ADA law and that digital inaccessibility equates to financial discrimination.

Filed 2022, Resolved

The Accessibility Issues

Linda’s legal team identified multiple accessibility failures preventing her from managing her finances independently.

  • Nonfunctional screen reader compatibility: Many website sections were completely silent to her assistive device.
  • Missing form labels: Login and password fields were unlabeled, causing her to enter information incorrectly multiple times.
  • Time-sensitive authentication codes: Popup codes expired before her screen reader could read them.
  • Inaccessible PDF statements: Monthly account summaries were imagebased PDFs with no alternative text.

The experience left Linda unable to manage her finances independently, which she described as “a denial of digital access to essential services.”

Outcome and Industry Impact

Bank of America responded by announcing a major digital accessibility initiative to settle the case.

They launched an internal program to ensure all customerfacing technologies meet ADA standards, including mobile apps, ATMs, and online banking. This case became a wake-up call across the **financial sector**, showing that accessibility isn’t just about compliance it’s about equal access to essential financial services for millions of Americans with disabilities.

FINANCIAL
ACCESSIBILITY

Focuses on banking, essential financial services, and compliance with WCAG 2.2 Level AA.

GetADAAlert’s Insight

At GetADAAlert, we specialize in helping financial institutions, insurance companies, and fintech brands identify and fix accessibility risks before they escalate into lawsuits. Our detailed ADA audits and WCAGcompliance reports help ensure safe, accessible, and inclusive banking experiences.

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